The monthly bill does not say what the arrangement is
A statement may name a payment without clearly labelling loan, lease, or power purchase terms in plain language.
Situations we see
Not sure if you own, lease, or buy the power?
Homeowners often are not sure whether they financed equipment they own, leased a system, or buy power under a PPA. Those structures behave differently on a sale or refinance. We help you read which one the paperwork describes.
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About 3 minutes · Free · No obligation
Not an installer · Not a law firm
What you need
- Your solar agreement, even if incomplete
- A recent statement from whoever you pay
- Anything a title company or lender has flagged
What this usually looks like
Sale or refinance questions surfaced the gap
A title company, buyer, or lender asked what is attached to the property, and the answer depends on which structure you actually have.
Ownership of the equipment is unclear
Some arrangements leave the panels owned by someone else. Others put the equipment on your side of the ledger once financing is in place.
Transfer rules and buyout figures differ by type
What a buyer must qualify for, and how a payoff is calculated, is not the same for every kind of solar agreement.
What we would look at
We identify what the documents say you have, and what that usually means for paperwork and transfer questions. We do not change the agreement or speak for the company on the other side.
- The title and key definitions in the agreement — loan, lease, or power purchase language.
- Who the document says owns the equipment.
- What it says about transferring, buying out, or recording something against the property.
- How the payment is described, including any escalator or schedule pages.
What to bring
Whatever names the company you pay is a strong start.
- Your solar agreement, even if incomplete
- A recent statement from whoever you pay
- Anything a title company or lender has flagged
- The proposal or sales summary, if you still have it
Find out what your agreement actually says.
About three minutes, no cost, and no obligation at the end of it.
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